Monday, November 20, 2006

Early-Onset Senility

Not much to report today, except that I often feel bleepin' crazy for taking this on. I moved away from the ghetto...only to wind up in another. And there's so much work ahead! I resent the time it takes from things like working on my ms, or retreating to the Jemez for the weekend. It's been so gorgeous here, and I haven't been able to get away (I'm missing the golden leaves and their crunch)! BUT, the house around the corner (old, rehabbed) is selling for $400K. The place across the street (presently rehabbing) is going for OVER $400K. And the little brick place w/ the cutie-pie porch, just down the block, is on the market for $350K. So, if I do it right, I think I stand to make some sweet bank. Which is why I signed. It's just going to take a lot of mooh-lah up front.

I called the bank today to investigate rates for a home equity loan. Scary: variable rates! high interest! Borrow more than you need, and you've STILL got to pay it off, w/ interest. (And they explain all of this in a very soothing voice, the same one you'd use to speak to a baby or a senile geezer, so as not to alarm.) I'm not even comfortable with carrying credit card debt. Even the mortgage gives me jitters. But home equity? Eeek! Maybe I should just pay cash. ...in which case the place would be finished... maybe by the time I'm toothless.

The windows are going to cost upwards of $3K, and security bars at least $1.5K. And these are two things I need to do NOW. I've got to get the bars, even though I think they're sinfully ugly. I hate taking all of my valuable junk w/ me everywhere I go, and worrying that I'll come home to a ransacked house. I especially worry about the dogs' safety, even though they're supposed to be protecting me. I don't want to become a paranoid wetta.

I love the windows guy. He's from Idaho, and totally sweet. He's got my back, b/c he knows I've got a lot of work ahead, little money w/ which to do it, and that I'm new here. He says I "struck a chord" in him and "stuck in his mind" -- in a completely non-gross, non-threatening way, of course. He's coming over on Weds. to help me estimate the full cost of the reno. and draw up a budget -- free of charge. He's also a realtor and a contractor, so he knows what's happenin'. The windows guy is down. (And, probably, thinks I'm a little nuts. Which, maybe, I am.)

Will maybe tackle the bathroom next. Showering strictly at yoga, b/c the thought of stepping into that tub w/o protection is almost as sickening as using the old toilet. Uck! It's worse than the skankiest foreign hostel -- I swear.

7 comments:

Adalena said...

I do think you're a little crazy to do this but in a totally amazing way. That's why I like ya! Plus think of it this way, you're 24 missie, who does this when they're 24? You! So remember how far ahead you are from your peers and pat yourself on the back for taking on the kind of responsibility. And the best part is, this is the kind of responsibility that is good for you and will benefit you in the end. You're going to have huge cajones when you're finally done. I mean, HUGE.

Kate T. said...

Adalena, Foremost, I love your comments. And I think you're right on two counts:
1) I am a little crazy
and
2) I think my cajones are already a bit too big for my britches. At least, they're pretty big for a chick. But when I get done reconstructing a ghetto shit shack? I'll have to buy some new pants.

Adalena said...

Dude! Check out this week's village voice. There is a cover article on "the girls of Automotive High School". I have not read it yet but I am sure it will bring back some memories.

Kate T. said...

No way! Auto HS? Brings back chilling memories. I probably know them all...there are only about twenty girls in the entire school. Brave ladies, all of them. Talk about cajones!

Adalena said...

I thought the article was mostly a fluff piece. They talked about how strong the girls are (but in some disturbing ways) but totally whitewashed the reality of the school. Perhaps it has changed greatly but in only one year? Naah. The DOE doesn't work that way. No one is a miracle worker, especially nobody working for the DOE. Read it and see if you agree or if I'm being too harsh.

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